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In the article 'Points.com', author Sam Curry discusses loyalty programs and how they can be used to maximize benefits for users. He emphasizes the significance of loyalty points, which can be exchanged for various rewards, and highlights the necessity of understanding different programs to manage them effectively. Through practical examples, Curry illustrates how points can be earned and utilized productively in everyday life. The article also stresses the importance of monitoring these programs and their conditions to avoid losing the value of points. Ultimately, the piece encourages readers to approach loyalty points consciously and to use them thoughtfully to maximize the benefits derived from these programs.